VA to VA Assumable Loan @ 3%! $5,000 Seller Credit! Rare opportunity to own a charming 2-story home on a peaceful 1.6-acre lot in Grays Creek with no HOA and an easy commute to Ft. Bragg, shopping, dining, and the beach. This move-in-ready home features 4 bedrooms, 3 full bathrooms, and a spacious bonus room that can serve as a 5th bedroom. The open-concept layout is filled with natural light, with luxury vinyl tile flooring on the main level and cozy carpet upstairs. A guest bedroom on the main floor offers flexibility for visitors, multigenerational living, or a private office. The gourmet kitchen boasts granite countertops, tile backsplash, stainless steel appliances (including refrigerator), and a center island with views of the backyard. The large primary suite features double vanities, a walk-in shower, and dual walk-in closets. Enjoy modern comfort and peaceful country living with a rare 3% assumable VA loan for qualified buyers. Seller will contribute $5,000 toward buyer’s closing costs, and the home will be professionally cleaned before settlement to ensure it’s in top condition for the new owners.