Welcome to 157 Arapahoe Trail in the water-access community of Snug Harbor where affordability, flexibility, and coastal lifestyle come together. This updated home offers a unique two-level layout with 2 bedrooms, 1 bath, an oversized garage, and versatile flex space perfect for a second living room, home office, guest area, workout room, or potential third sleeping space. Upstairs, you'll find an open-concept living area filled with natural light, an updated kitchen with butcher block-style countertops, pantry storage, exterior-vented stove, and two comfortable bedrooms with a full bath. Downstairs adds valuable extra living space with built-in storage and direct backyard access, creating endless possibilities for everyday living, entertaining, or remote work. The oversized garage includes washer/dryer hookups, additional storage, and a brand-new water heater installed in 2026. Major updates include: Mini-split HVAC systems (2020) LeafFilter gutter guards (2025) Refreshed landscaping Newly seeded lawn Conveying appliances Located outside the flood zone and within one of Hertford's most amenity-rich communities, Snug Harbor residents enjoy: community pool clubhouse tennis & basketball courts baseball field picnic area four boat ramps with water access Low HOA dues of just $164/year make this an attractive option for a primary residence, weekend retreat, or investment opportunity.