Picture yourself living on the water at 1017 Mallard Bay Road, where comfort, style, and coastal living come together seamlessly. In addition to the primary living level, the ground floor features three fully finished, conditioned livable rooms and two additional bathrooms, expanding the home's usable space far beyond the three bedrooms permitted by the septic system. Set on a half-acre lot with water access to the Intracoastal Waterway, this home offers an exceptional boating setup with two private floating docks, a 12,000-lb lift, and full power and water hookups. Whether you're cruising to Lea Island or exploring the sound, it delivers a true waterfront lifestyle. Inside, refined finishes and quality craftsmanship define every detail. The main kitchen stands out with more than $85,000 in custom Markraft cabinetry, $40,000 in granite, and premium Wolf and Bosch appliances—ideal for those who love to cook and entertain. The ground floor adds a second full Markraft kitchen with granite counters, perfect for multi-generational living or guests. LVP flooring spans the main level, complemented by 12-inch trim, custom closets, and Venetian blinds that welcome natural light and peaceful views from the kitchen and front deck. A vacant lot across the street preserves open sightlines and enhances privacy. The ground floor also includes LVP flooring and its own laundry room. Outdoors, a partially covered tiled deck with multiple ceiling fans and an exterior lift creates an ideal space for year-round coastal living. The spacious lot is well suited for gardening, hens, or a self-sustaining lifestyle. With low flood insurance, modern HVAC systems, and thoughtful updates throughout, this property blends functionality, comfort, and timeless coastal appeal. Every moment here feels like the best part of life on the water.