Modern comfort, smart upgrades, and no HOA--this Penrith gem is an ideal starter home.Set on a generous, wooded 0.34-acre lot in the desirable Penrith neighborhood, this inviting 3BR / 2BA home blends contemporary updates with cozy character--all without an HOA. That means real monthly savings every month and more freedom to live your life your way.The first floor is being upgraded with brand-new luxury vinyl plank (LVP) flooring, delivering a clean, modern aesthetic that's waterproof, easy to clean, and pet-friendly--perfect for everyday life, muddy paws, and entertaining without stress.The kitchen already shines with Silestone(r) countertops and a beautiful frosted green glass backsplash that adds just the right pop of color and personality. To make it truly move-in ready, a brand-new electric stove and dishwasher will be installed at closing. Even better, the buyer can choose the color and finish of these new appliances to match their personal style.Upstairs, the primary bathroom is a standout feature, thoughtfully renovated by the current owners with a custom tile finish and a walk-in shower--a major upgrade that brings spa-like comfort and modern design into the home.Additional features you'll love:* No HOA -- a rare find and a meaningful long-term cost saver* Recently re-stained screened back porch with new screens, overlooking a peaceful wooded yard* Wood-burning stove insert and built-in bookcases for cozy, curated living* Primary bedroom upstairs, plus an additional bedroom* Downstairs bedroom with adjacent full bath (separate shower currently inoperable--see disclosures)* Heat pump and ductwork replaced December 2020 (permit in process)* Permitted encapsulated crawlspace with dehumidifier* Leonard(r) wired shed for storage, hobbies, or a creative workspaceLocated in a pedestrian-friendly neighborhood just minutes from I-40, RDU Airport, Duke, NCCU, UNC, and Southpoint Mall, this home offers a rare blend of convenience, flexibility, and character.With thoughtful updates, customizable finishes, and zero HOA fees, this home is an easy, confident first step into homeownership--warm, modern, and ready for your next chapter.