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20407 Harborgate Court #404, 
Cornelius, NC 28031

$665,000


2

Beds


2

Baths


1,279

Sq Ft


Condo


Virtual Tour

Active

Listed by

Paul Yancey

Southern Homes Of The Carolinas, Inc

Last updated:

April 22, 2026, 07:16 PM

MLS#

4357253

Source:

CH

About This Home

20407 Harborgate Court #404

Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views. The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home’s updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence. Harborgate is one of Lake Norman’s most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living. Seller Financing Only – Unique Opportunity Why pay more per month next door? This property offers a seller-financed structure designed to reduce both monthly payment and upfront cash. With approximately $60,000 down, a below-market rate (~5.75%), and interest-only payments, buyers can save $800+ per month compared to traditional financing. In addition, no lender fees or appraisal requirements create $13,000+ in upfront savings. Deeded boat slip included. See seller financing comparison in attachments. Contact listing agent for details on how the financing works.

Home Facts

Condo

2 Baths

2 Bedrooms

Built in 1985

Price Summary

665,000

$519 per Sq. Ft.

MLS #:

4357253

Last Updated:

April 22, 2026, 07:16 PM


Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,279 Sq. Ft.


Structure

Structure

Building Area:

1,279 Sq. Ft.

Year Built:

1985


Finances & Disclosures

Finances

Price:

$665,000

Price per Sq. Ft:

$519 per Sq. Ft.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.