NO HOA! SELLER OFFERING $4,500 TOWARDS BUYERS CLOSING COSTS (CAN BE USED TO BUY DOWN THE INTEREST RATE)! Home is eligible for 100% USDA Financing! Can likely acquire with very little to no money down! Enjoy maintenance free living when you buy new; this 3 bedroom, 2 bath home sits on 1.46 acres. With close proximity to Morganton, Hickory, Lincolnton, Shelby and other neighboring towns, this is an ideal location for peaceful country living and a relatively short commute for shopping, dining and work. Huge open kitchen with coffee bar, large island, stainless steel appliances, nice size rear deck and front deck, two primary walk in closets, large utility/laundry room and hall bath, recessed lighting throughout and fan boxes in living room and primary bedroom so you can easily add a ceiling fan. Enjoy low cost utilities, as the home has a new well and septic: There are no water or sewer bills! Only pay electric and cable/internet. Home is eligible for a traditional mortgage!