UNDER $300K! Here is an incredible opportunity to own a well maintained home in the desirable University Area This inviting 2 bed/2.5 bath home features a versatile loft and a flex room off the primary suite—perfect for a home office, nursery, or even a dressing room. The spacious primary suite features a walk-in closet and an en-suite bath, while the loft adds valuable extra living space for a media room, play area, or additional office space. The kitchen boasts granite countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the family room. Outside private patio area—perfect for morning coffee or evening relaxation. Conveniently located near schools, shopping, dining, and easy highway access. This property qualifies for 100% financing with no PMI and $20,000 in lender assistance for the following:  Closing costs, rate buy down, or loan amount reduction if using a preferred lender. Seller to pay $5K in closing costs and 5 months of HOA dues.