NO city taxes, over half an acre, cul-de-sac location, and creek-side privacy--this one checks all the boxes! This charming 3-bedroom, 2.5-bath home sits on over half an acre and offers the perfect blend of space, privacy, and functionality. Tucked away on a quiet cul-de-sac, the property backs up to a peaceful creek--ensuring no future development behind you. The thoughtfully designed floor plan features a cozy main level with the primary suite conveniently located downstairs, while two additional bedrooms are upstairs. The spacious loft offers incredible flexibility and has the potential to be converted into a fourth bedroom, home office, or bonus space to fit your needs. Enjoy beautiful LVP flooring throughout the main living areas, complemented by a stylish kitchen with a dark gray backsplash, peninsula with bar seating, and an open kitchen/dining layout--perfect for everyday living and entertaining. Step outside to a covered back deck overlooking a large, fully fenced backyard. A recently added floating wood platform creates the ideal spot for relaxing, entertaining, or enjoying the natural surroundings. This well-maintained, newer construction home is truly move-in ready and offers incredible value under $375K! Opportunities like this don't come around often--space, privacy, and a great neighborhood all wrapped into one. Come see it for yourself and make it yours!