Seller understands the market, and is offering buyer credit to use as you please--buy interest down, use for closing costs, or use to lower purchase price...YOUR CHOICE!!! Set on nearly half an acre in Helena's Forestvale South neighborhood, this meticulously maintained ranch-style home offers 4 bedrooms, 3 baths, and approximately 2,592 finished square feet across a thoughtfully updated main level and a full daylight basement. The heart of the home — kitchen, dining, and living areas — has been fully reimagined with rich new flooring, custom cabinetry, and quality appliances, complemented by triple-pane living room windows that flood the space with natural light. Both bathrooms have been elegantly refreshed, with the primary suite showcasing heated ceramic tile flooring and a beautifully appointed new shower, while a convenient main-floor laundry adds everyday ease. Every essential system has been thoughtfully updated — furnace, water heater, sewage pump, and water softener — offering peace of mind and true move-in-ready comfort. Step outside to a stunning new composite deck crowned with a custom pergola, overlooking a beautifully landscaped, fully fenced backyard that feels like a private retreat. Underground sprinklers, a charming garden shed, and raised garden beds complete this exceptional outdoor sanctuary. For the buyer looking for space and versatility, the property delivers an impressive 28x32 fully insulated and finished garage/shop with overhead electric heat, a floor drain, a 220V outlet, and floored attic storage — plus a separate 24x24 enclosed garage with overhead doors, perfect for additional vehicles, equipment, or hobbies. A rare offering of comfort, craftsmanship, and privacy in one of Helena's most established neighborhoods.