Affordable homeownership opportunity through Trust Montana’s Co-Purchase Program offering up to $90k in HUD-funded down payment assistance for income-qualified buyers. Household income must be at or below 80% of Area Median Income for Yellowstone County. FHA first time homebuyer def. & mortgage requirements apply. This reduces home purchase prices to approximately $175k–$190k (based on household income & need). Buyer purchases the townhome & leases the land for $50/month on a long-term, renewable ground lease w/ resale price restrictions to preserve affordability. This program supports true homeownership w/ equity-building potential while lowering upfront costs. Assistance is awarded based on need, w/ up to four buyers selected through a random drawing following a completed application. Purchase price is firm; no higher offers accepted. Contact for more information & link to application.