Coldwell Banker Home Page

Local Realty Service Provided By: Coldwell Banker Smith Homes, Realtors

Property view
Listing view 2
Listing view 3

95 Phillip Street, 
Bay Saint Louis, MS 39520

$850,000


6

Beds


6

Baths


3,000

Sq Ft


Multi-Family


Virtual Tour

Active

Listed by

Katy M Aime

Navigator Real Estate, LLC.

228-342-4012

Last updated:

October 28, 2026, 03:34 PM

MLS#

4145666

Source:

MS UNITED

Source MLS Verified

About This Home

95 Phillip Street

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

Home Facts

Multi-Family

6 Baths

6 Bedrooms

Built in 2021

Subdivision & Development:

Metes And Bounds

Price Summary

850,000

$283 per Sq. Ft.

MLS #:

4145666

Last Updated:

October 28, 2026, 03:34 PM

Added:

6 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

6

Bathrooms

Total Bathrooms:

6

Full Bathrooms:

4

Interior

Living Area:

3,000 Sq. Ft.


Structure

Structure

Building Area:

3,000 Sq. Ft.

Year Built:

2021


Lot

Lot Size (Sq. Ft):

5,662


Finances & Disclosures

Finances

Price:

$850,000

Price per Sq. Ft:

$283 per Sq. Ft.

Source:MS UNITED
The information being provided by MLS United is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 MLS United All rights reserved. MS UNITED Member Broker: Karen Suzanne Martin

Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.

Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.