Charming two-story 2020 home features 4 spacious bedrooms & 2 1/2 bathrooms, with a location you can't beat! Nestled in a friendly neighborhood (no HOA!) this home sits next to the City Dog Park, and walking distance to the Pool Park and Spector Lake, schools, library, doctors & local shops. Step inside to a bright, foyer that leads into an open-concept living area. The cozy living room is enhanced by three large windows, filling the space with natural light. Adjacent is an updated kitchen with area for dining & ample cabinetry plus pantry, making it a chef's delight. Upstairs, you'll find 3 great sized bedrooms (all with WALK IN CLOSETS) plus laundry room conveniently located on same floor! Retreat to your massive primary suite featuring vaulted ceiling, large walk-in closet & en-suite bathroom. The additional 2 bedrooms are great size and versatile, & share a full bathroom. Lower level features 4th bedroom with egress window. Add your finishing touches to the rest of the lower level with the convenience of a rough in for future bathroom. The backyard has a spacious patio perfect for summer barbecues or a quiet evening under the stars. This home is in an area with 100% financing for qualified buyers!