Zero Down Financing Available! USDA Eligible! This charming, move-in ready home is the perfect place to put down roots! Located in the desirable Hamptons subdivision, this freshly painted 3-bedroom, 2-bath, 2-car garage home offers 1,200 sq ft of comfortable living space designed with families in mind. You'll be greeted with open floor plan with vaulted ceilings and recessed lighting that creates a bright and airy atmosphere—perfect for movie nights, homework time, or weekend gatherings. The kitchen features stainless steel appliances (including the side-by-side refrigerator that stays), granite countertops, and a full pantry, all flows effortlessly into the dining and living areas, keeping everyone connected and making entertaining easy. The primary bedroom w/ new flooring showcases an accent wall & a spacious walk-in closet. It's private bath completed with an adult-height vanity, linen closet & walk-in shower. Additional bedrooms feature custom millwork, ideal for kids’ rooms, a nursery, or a home office. Main-floor laundry adds everyday convenience for busy households. Out back, kids will LOVE the fully fenced yard with side gate access, complete with a swing set and trampoline that stay—your own private play zone! Adults will enjoy relaxing on the patio while taking in peaceful sunsets over the rural horizon. The lower level offers a safe and versatile space ready to be finished into a playroom, rec room, workshop, or additional living area. Equipped w/ rough in bathroom, egress window, sump pump & water softener (also staying with home). Conveniently located in Troy just off Hwy 61, with quick access to schools, shopping, and dining. Whether you’re buying your first home, planning for easy retirement living, or adding to your investment portfolio, this home is ready to welcome you!