Placed in the sought-after Umberland subdivision just a hop, skip, and a jump from Stockton Lake, this attractive split-level home is ideal for a part-time getaway, or full-time lake living. Surrounded by mature trees in a peaceful setting, the property is part of a family-friendly community with its own private boat ramp.Inside, the home showcases a welcoming floor plan with fresh updates, including new paint, flooring, and fixtures. Natural light floods the family room, creating a warm and inviting space. The kitchen and dining area flow seamlessly to the expansive back deck--perfect for outdoor dining or relaxing after a day on the water. The main-level master suite provides convenience, while the lower level features two additional bedrooms and a bath, including a bunk room ideal for guests.An efficient geothermal HVAC system keeps utilities minimal, making this home as practical as it is charming. Outside, the 0.32-acre lot is well-landscaped with a fire pit area, offering a great spot to unwind. The garage is currently set up for entertaining but could easily convert back to a workshop or covered parking.Home sells fully furnished, making it truly move-in ready! If you're looking for a turnkey lake retreat or a comfortable full-time residence, this home delivers in an unbeatable location near Stockton Lake.