Welcome to this beautifully appointed 1.5-story villa in Penny Lane, ideally situated at the end of a quiet St. Peters cul-de-sac and backing to mature trees for a private, peaceful setting. This is one of the best lots in the subdivision! The dramatic 2-story great room makes an immediate impression with a stone fireplace, half-round windows, and custom wrought-iron staircase, complemented by 9' ceilings throughout the main level. Beautiful hardwood flooring flows through the foyer, dining room, and kitchen, adding warmth and character throughout the main living areas. The custom kitchen features a walk-in pantry, new dishwasher, granite countertops, white maple cabinetry, with crown molding, and built-in wine rack. The spacious primary suite overlooks the wooded rear yard and includes a private bath with whirlpool tub, shower, and stained-glass windows. A coffered ceiling and arched openings add architectural detail to the dining room. Upstairs, an open loft overlooks the great room and features an architectural daylight feature providing natural sunlight to this area. Two generously sized bedrooms offer walk-in closets, while the full bath includes a double-bowl maple vanity. The finished walkout lower level expands the living space with a family/recreation room, full bath, workshop, abundant storage, and an ideal area ready to be finished as an additional bedroom if desired. Outside, enjoy the private wooded view from the oversized composite deck or the lower-level aggregate patio. One of these areas will be your favorite spot for morning coffee! Custom details, flexible living space, and a fantastic setting make this Penny Lane villa one you won't want to miss!