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428 Fort Saratoga, 
St Charles, MO 63303

$750,000


3

Beds


3

Baths


2,863

Sq Ft


Single Family


Virtual Tour

Pending

Listed by

Mark Gellman

Matt Bergjans

eXp Realty, LLC.

Last updated:

August 27, 2026, 08:37 AM

MLS#

26052562

Source:

MO MARIS

About This Home

428 Fort Saratoga

Spectacular atrium ranch situated on a professionally landscaped .67-acre lot in the sought-after Estates at Heritage Trails! Boasting 3 bedrooms, 2.5 bathrooms, and 2,863 square feet of living space, this beautifully maintained home offers an exceptional combination of quality, comfort, and thoughtful updates. Upon entering, you will notice the inviting atrium-style design, creating an open and spacious feel throughout the main level. The entry foyer is flanked by the formal dining room, and flows into the dramatic great room featuring a gas fireplace, vaulted ceilings, and abundant natural light. The Kitchen has been thoughtfully updated, featuring quartz countertops, professionally refinished cabinets, center island, dual ovens, new Bosch dishwasher (2025), walk-in pantry, and an adjoining dining area, which opens to the charming Hearth Room. The spacious Primary Bedroom Suite features an adjoining full bathroom with corian vanity, walk-in shower with custom glass shower doors, and large walk-in closet. Two additional nice-sized bedrooms, a main floor laundry room, and updated full hall bathroom, and half bathroom can also be found on the main floor. Additional highlights include: newer roof (2020), HVAC (2024), newer Pella double-pane Low-E windows throughout (2020), custom closet/storage systems in pantry, laundry room, two bedrooms; comfort height toilets throughout, updated lighting and ceiling fans, central vacuum system, alarm system, built-in indoor and outdoor speakers, 3-car garage with Clopay Canyon Ridge Carriage House garage doors, premium 5-layer construction insulated seeded-glass windows, extra-quiet garage door openers, battery backup garage door openers (2022). The expansive basement provides tremendous future potential with 10-foot ceilings, egress windows, and a roughed-in bathroom ready for future finishing. Outdoor living is truly exceptional, featuring a fully fenced backyard with two gates, established botanical-style landscaping, and an enlarged walkout patio with beautiful hand-stamped concrete in a wraparound design - perfect for entertaining. A matching hand-stamped concrete walkway leads from the front of the home to the entry. With its professionally landscaped grounds, extensive recent improvements, exceptional outdoor living spaces, and desirable atrium-ranch layout, this is a rare opportunity to own a truly special home in Estates at Heritage Trails!

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 2004

Subdivision & Development:

Estates at Heritage Trails

Price Summary

750,000

$261 per Sq. Ft.

MLS #:

26052562

Last Updated:

August 27, 2026, 08:37 AM

Added:

10 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

2,863 Sq. Ft.


Structure

Structure

Architectural Style:

Atrium, Ranch, Traditional

Building Area:

2,863 Sq. Ft.

Year Built:

2004


Lot

Lot Size (Sq. Ft):

29,185


Finances & Disclosures

Finances

Price:

$750,000

Price per Sq. Ft:

$261 per Sq. Ft.

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Contact an Agent

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If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.