Inviting front-to-back tri-level split with sub-basement offering three bedrooms, two full baths, and one-half bath in a comfortable and functional layout. Vaulted ceilings in the living room highlight a wood-burning fireplace and classic stain-and-grain woodwork that carries throughout the home. Flooring includes a combination of carpet and linoleum. Oversized primary suite features a private bath and walk-in closet, while two additional bedrooms and a full hall bath provide flexibility for family, guests, or home office use. Main-level laundry is conveniently located in the hallway near the bedrooms. Finished lower-level family room adds valuable living space and offers walk-out access to the backyard and deck. Unfinished sub-basement measuring approximately 23 x 13 provides excellent storage or future finishing potential. Oversized two-car garage approximately 19 x 29 offers ample room for vehicles, storage, or workspace. Approximately 1,500 finished square feet above grade. Home is priced to reflect cosmetic updating needs and presents a strong sweat-equity opportunity without requiring a full renovation, ideal for buyers or those looking to personalize and build equity in the Smithville market. Sellers inherited the property and have never occupied the home. Disclosures completed to the best of their knowledge.