Seller offering potential credits towards interest rate reductions. Ask for more details! Main-level living, an open floor plan, vaulted ceilings, and a bright kitchen, dining, and living area. The large primary suite includes a walk-in closet and an ensuite bath, along with a Jack 'n Jill style laundry room. 2 more bedrooms and a full bath complete the main level. The owners have loved the functional layout and seasonal lake view this home provides. The finished walkout lower level is designed for fun and function with 9-foot ceilings, a large family/rec room, a full bath, and two additional bedrooms (one non-conforming), perfect for an office, gym, or flex space. Plumbing is already in place for a future wet bar, giving you the chance to create the ultimate entertainment hub. Step outside to a deck overlooking or a shaded patio below. An attached 2-car garage plus a storage building offer plenty of space for tools, mower, or lake toys. A new roof in 2020 adds peace of mind, while the vinyl and stone exterior keeps maintenance simple. All of this in a fantastic in-town location, just minutes from all the shopping, dining, and everything Lake of the Ozarks has to offer!