235 Surrey isn't just an address, it's a HOME that's been exceptionally cared for. Lovingly maintained by its original owners, this move-in-ready ranch reflects decades of thoughtful ownership and quality improvements. Situated on a cul-de-sac in the heart of O'Fallon with no HOA, this home offers the perfect combination of comfort and convenience. Hardwood flooring, durable tile, and two fireplaces; a wood-burning fireplace in the living room and a ventless gas fireplace in the lower level, add warmth, character, and functionality throughout. The floor plan features 3 bedrooms and 2 full bathrooms on the main level, along with a finished lower level complete with an additional full bath and expansive living area. Step outside to the upgraded patio overlooking the backyard, creating an inviting outdoor living space, while the Rain Bird irrigation system helps keep the landscaping looking its best. Adding even greater value is the extensive list of major improvements already completed, including a new Lennox high-efficiency HVAC system (2025), roof, siding, gutters, and fascia (2024), commercial-grade water heater (2022), garage door with LiftMaster opener and battery backup, windows with a transferable lifetime warranty, water softener, and security system. With original ownership, significant capital improvements, no HOA, and convenient access to parks, shopping, dining and major highways, 235 Surrey offers a rare opportunity to own a home that has been maintained with exceptional care and is ready for its next owner.