MOTIVATED SELLER offering up to $10,000 in concessions with a full-price offer. Credit may be used toward closing costs and/or an interest rate buy-down! Welcome home to this spacious 4-bedroom, 2.5-bath two-story in the heart of Lake St. Louis with full lake rights! From the moment you step inside, you'll be impressed by the soaring two-story foyer and newer luxury vinyl plank throughout. The inviting family room features a cozy gas fireplace and beautiful bay windows, creating the perfect space to relax or entertain. The large eat-in kitchen is designed for both function and style, with granite countertops, 42-inch cabinets, stainless steel appliances (fridge stays!), 5-burner gas stove, center island, pantry, planning desk and updated lighting. A sliding glass door leads you to the patio with a hot tub and pergola, overlooking your large, level backyard oasis. A convenient laundry room with additional cabinet storage adds everyday practicality and completes the main level. Upstairs, the spacious primary suite serves as a private retreat with dual walk-in closets and an ensuite bath featuring updated double vanities, a soaking tub and separate shower. Three additional generously sized bedrooms and a full hall bath complete the upper level. On the lower level, sellers proactively completed basement waterproofing and preparation for future finishing, creating added value and saving the next homeowner time and expense should they decide to expand the home's living space. Located in the Wentzville School District, this home is within the boundaries for Green Tree Elementary, ranked the #1 elementary school within WSD in 2026. Enjoy all the amenities that make Lake St. Louis living so desirable, including full lake rights with access to two lakes, boating, fishing, swimming, community beaches, parks, tennis and pickleball courts, golf course and more. Conveniently located near shopping, restaurants, parks and playgrounds, this move-in ready home offers the perfect blend of space, comfort, and lifestyle.