Spacious and versatile 4-bedroom, 4-bath ranch with a distinctive layout! Three main-level bedrooms each offer loft spaces—perfect for a home office, playroom, or additional lounge area. Laundry on both levels adds everyday convenience. Enjoy heated floors in the main bathroom for added comfort. A fourth bedroom has been transformed into a private living space complete with its own full kitchen, laundry, and bath. The finished lower level features a comfortable living area, an additional full bathroom, and a flexible workspace, along with a concrete storm cellar for added peace of mind. Step outside to a deck that overlooks a peaceful, lake and tree-lined lot—an ideal setting to unwind or entertain. Recent updates include newer vinyl siding and windows and painted kitchen cabinets. There is plenty of storage throughout the home! Situated just outside Kearney and minutes from Liberty, this home offers space, flexibility, and a convenient location. Complete with a 2-car garage and an outbuilding for extra storage or hobbies.