No HOA! Located in the highly sought-after Kearney School District, this home offers approximately $40,000 in recent improvements, including a new HVAC system, water heater & newer kitchen appliances all staying. Featuring 3 bedrooms and 2.5 bathrooms, plus a finished 500 sq. ft. basement with all tile flooring—perfect for recreation, a home office, another bedroom or additional living space. Enjoy a private, low-maintenance yard with both a covered deck and covered patio, providing year-round outdoor enjoyment and privacy—even on rainy days. The property includes a one-car garage with a large dream workshop + shed, easily convertible back to a two-car garage if desired. Modern finishes throughout make this home move-in ready. If you’re looking for generous square footage without HOA restrictions, this is the perfect place for you!