Exceptional atrium ranch in the heart of St. Charles! Step into the welcoming entry foyer and immediately take in the stunning backyard views. The vaulted ceiling in the living room complements the cozy fireplace, creating a bright and inviting space. The kitchen features newer stainless steel appliances (refrigerator stays), granite countertops, breakfast bar, and updated main floor laundry. The spacious primary suite offers a walk-in closet and private bath with separate shower, soaking tub, and large vanity. Two additional bedrooms and a full bath complete the main level. The finished lower level expands your living space with a second primary suite and ensuite bath, a 5th bedroom with walk-out, large family room, abundant storage, and a second walk-out for easy backyard access. The backyard is truly spectacular—fully fenced with a huge patio for entertaining, storage shed, and professionally landscaped rock wall showcasing a beautiful waterfall. Newer LVP flooring on the main level. 2024 roof, gutters, and downspouts. 2-car attached garage with workbench and storage. Subdivision trail close by. Easy access to 364. Close to Veterans Tribute Park with it's off leash dog area. Neutral decor, abundant natural light, meticulously maintained, and move-in ready!