Tenant-occupied investment opportunity in unincorporated North St. Louis County. This 3-bedroom, 1-bath single-family home offers immediate rental income with built-in flexibility for future repositioning, making it an attractive option for buy-and-hold or DSCR-financed investors. The property is currently tenant-occupied on a month-to-month lease, allowing a new owner to maintain cash flow, adjust rents to market, renew on longer terms, or reposition the asset based on investment strategy. Documented rental history supports stable performance and positions the property as a strong candidate for DSCR (Debt Service Coverage Ratio) financing, qualifying based on property cash flow rather than personal income. Seller is offering a 6% seller-paid closing cost credit with an acceptable full-price offer, providing buyers flexibility to offset acquisition costs, strengthen DSCR ratios, or allocate funds toward reserves and future maintenance. The home features a functional layout with solid rental appeal in an established neighborhood with convenient access to major highways, employment centers, shopping, and schools—key drivers of long-term tenant demand. The property is being sold AS-IS. Seller will make no repairs and will not provide inspections. DO NOT DISTURB TENANT. Showings subject to accepted contract and proper notice. Please respect tenant privacy. This is a clean, investor-focused transaction with transparent terms and strong income fundamentals.