Motivated Sellers – Limited-Time Seller Incentive! Sellers are offering a $2,000 credit toward buyer-requested repairs with any offer accepted by July 24, 2026. Don't miss this opportunity! Bring Your Offer! Eligible for 100% USDA financing. Spacious 3-bedroom, 3.5-bath ranch offers incredible value in the heart of Gerald with no HOA. Nestled among mature trees, this home features a covered front porch that is perfect for relaxing with a morning cup of coffee, a vaulted living room ceiling, and a spacious primary suite designed for comfortable everyday living. The walkout basement offers exceptional flexibility with plenty of space to customize additional living areas, a sleeping area, and the convenience of a third full bath and generous laundry room. Whether you envision a recreation room, guest suite, home office, or hobby space, the possibilities are endless. The oversized 2-car basement garage, along with a third rear garage opening to the backyard, provides ample room for a workshop, classic car, ATV, side-by-side, lawn equipment, or additional storage. Step outside to a fenced backyard that's ideal for pets, gardening, entertaining, or your favorite outdoor projects. With Gerald City Park within walking distance and schools and local amenities just minutes away, this home offers the perfect blend of peaceful surroundings and everyday convenience. A 1-year Choice Home Warranty is included for added peace of mind. With motivated sellers, no HOA, abundant garage space, USDA financing eligibility, and outstanding potential, this is an opportunity you won't want to miss. Schedule your showing today and bring your offer!