This home is NOT in a flood zone and current owner does NOT pay for flood insurance. Nestled just a short distance to the river, this cozy 2-bedroom, 1-bathroom home is full of charm and comfort. Enjoy year-round comfort with three brand-new mini splits for efficient heating and cooling. This home includes the washer and dryer as well as the new kitchen fridge. Outside, you'll find a small shed for extra storage and space to garden or tinker. The home is on a shared well, offering a more sustainable water source. Whether you're looking for a peaceful retreat, a starter home, or a sweet spot to downsize, this delightful home offers just the right blend of convenience and character—all in a beautiful location close to nature.