A rare and highly versatile 10.5± acre tract located in Camden County, offering exceptional development potential or the opportunity to create a private lakefront retreat. The property boasts approximately 750 feet of prime waterfront on the main channel of the Niangua Arm of Lake of the Ozarks, positioned at the desirable 3-mile marker, an area known for strong demand, excellent access, and long-term value. The property is already zoned R-3 High Density, allowing for a wide range of residential development options including apartments, condominiums, duplexes, and other multifamily configurations. Adding further flexibility, the property includes six previously platted lakefront lots, which can be developed individually, integrated into a larger project, or held for future appreciation. Electric service is already onsite, providing immediate utility access and reducing upfront infrastructure costs. The acreage offers a compelling balance of usable topography, expansive water frontage, and privacy, making it equally well-suited for an investor, developer, or end user seeking to establish a secluded estate with income or resale potential. Opportunities of this scale, zoning, and main-channel frontage are increasingly scarce at Lake of the Ozarks, making this property a strategic acquisition for both near-term development and long-term holding.