Back on the market through no fault of the sellers—previous buyer was unable to sell their home. Custom-built retreat on 3.5 private acres with panoramic lake views stretching past the Hwy 54 bridge to Old Kinderhook. Conveniently located just minutes from shopping, dining, and amenities. Built with rare Insulated Concrete Form (ICF) construction, this home offers exceptional strength, energy efficiency, sound reduction, and low utility costs. The main level features luxury vinyl plank flooring, 36" doorways, an open-concept design, and a custom kitchen with alder cabinetry, granite countertops, high-end appliances, pantry, and German silver sink. The spacious primary suite includes a walk-in closet with bonus room above and private laundry. A Paragon spiral staircase leads to the walkout lower level with a second kitchen, second living area, two guest bedrooms, full bath, and additional laundry. Outdoor spaces include covered decks, expansive patios, hot tub (negotiable). The heated/cooled 36x24 garage features epoxy floors and a finished studio apartment above with kitchenette and full bath. Additional amenities include a full RV hookup, generator hookup capability, and no HOA.