Welcome to this beautifully updated 3-bedroom, 2-bath twin home in desirable White Bear Lake! Enjoy a bright, cheery southern exposure and a host of recent updates including fresh paint throughout, a stylish new ceramic tile backsplash in kitchen, brand new carpet and luxury vinyl plank flooring in the lower level, updated lighting, and a freshly painted deck. The upper level offers a vaulted, open living space filled with natural light, perfect for both relaxing and entertaining, offering two generous bedrooms and a full bathroom, plus a walk-out to your deck with scenic views of the natural surroundings. The lower level includes a large family room, a spacious laundry area, a third bedroom, and a versatile work or hobby space, ready for your creative ideas. Step outside to your paver patio and expansive lot, surrounded by mature trees and nature views where privacy abounds. You’ll love the tranquil setting with a peaceful adjacent creek and plenty of room for outdoor enjoyment. Additional highlights include an outdoor shed for storage, beautiful transom windows and no HOA fees! As a member of the White Bear Beach Community Club, you’ll enjoy private beach access, swim on the sandy beach, host gatherings in the large picnic area, or launch your canoe or kayak. Membership is optional. Minutes from downtown White Bear Lake restaurants and shopping, lakes, and schools. A rare combination of nature, comfort, and community, come see why this home is the perfect affordable retreat in White Bear Lake!