Offering a 1-0 lender paid rate buy down when using our preferred lender. This allows you to have a 1% lower interest rate for your first year of ownership! Tee times at Oneka Ridge Golf Course, lake days on Bald Eagle Lake, and evening walks on the neighborhood trails are all right outside your door at this well-kept 5 bedroom, 4 bath home in one of White Bear Township's most desirable neighborhoods. Offering 2,920 finished square feet with no HOA and White Bear Lake schools, the home is move-in ready. The main level is anchored by a large living room right off the kitchen, with vaulted ceilings and a gas fireplace, huge windows allowing tons of natural lighting, plus a main floor bedroom that works equally well as a home office. Upstairs are three bedrooms, including a primary suite with a walk-in closet and a beautifully remodeled private bath, along with a full bath in the hallway. The fully finished lower level adds a fifth bedroom and flexible space to relax or entertain. The large, heated 3 car garage includes hot and cold water and a floor drain, and is ready to be finished to your liking as a workshop, hobby space, or year-round wash bay. A 6x11 addition off the back provides extra storage or a dog kennel that opens to a fenced area directly behind it. Composite, maintenance-free decking on both the front porch and rear deck, plus an in-ground irrigation system, means more time outside and less time on upkeep. Enjoy the neighborhood park, sledding hill, and walking and biking trails, with downtown White Bear Lake just minutes away.