Why settle for less when you can have more—more space, more flexibility, more opportunity. Welcome to 1624 Payne Avenue, an updated duplex with nearly 4,000 finished square feet, redesigned from a former triplex into two distinct, move-in ready units. Whether you're a house hacker, multi-generational household, or an investor looking for serious upside, this property adapts to your goals. The main unit spans the main and lower levels and features 4 large bedrooms, 2 full baths, 2 full kitchens, two oversized living areas, coved ceilings, gleaming hardwood floors, white trim, doors, and cabinetry, granite counters, stainless appliances, and a cozy real wood-burning fireplace that anchors the main-level living room. The lower level includes a second kitchen, large laundry room, and direct access to the attached 2-car garage. The upper-level unit offers 2 spacious bedrooms, a full bath, hardwood floors, an updated kitchen, central A/C, and a private deck—perfect for a morning coffee or evening unwind. Outside, there's plenty of off-street parking, and great curb appeal. Located just minutes from downtown St. Paul and close to parks, shopping, and transit, this home delivers on every level. Live in one unit and rent the other, invite the in-laws, or maximize rental income—this is space that works your way. So, what could you do with over 4,000 square feet, three kitchens, and this much potential? Come see for yourself—because homes like this don’t wait.