This beautifully updated two-story home blends timeless style with modern luxury on the banks of the Mississippi River in the heart of St. Cloud. One of the few properties offering direct river frontage near the area’s parks and gardens, it provides a rare opportunity to enjoy serene views and elegant living. The gourmet kitchen features painted cabinetry with granite countertops, a spacious center island, and premium appliances including a 36-inch Wolf gas cooktop, Sub-Zero refrigerator, and dual KitchenAid wall ovens, plus a walk-in pantry with sink. The rear of the home showcases expansive windows that fill the formal dining room (with a fireplace), informal dining area, and large living room with natural light and river views. The living room is complete with a gas fireplace set in stone wall, and a beamed ceiling with access to the deck, patio, and waterfront beyond. The main floor also includes real wood floors, a den, laundry room, and updated half bath. Upstairs there are four bedrooms and a family/bonus room. The luxurious primary suite offers a sitting area, a deck with river views, and spa-like bath with dual stone-topped vanities, jetted tub, and tiled shower. The garage is extra large, and the home received two new furnaces and two new air conditioners in 2025.