Welcome to this beautifully updated 3-bedroom, 2-bath home filled with charm, character, and modern comfort. Perfectly situated within walking distance to downtown St. Cloud, parks, restaurants, and more, this property offers both convenience and timeless appeal. Step inside to find hardwood floors throughout the main level and abundant natural light that creates a bright, welcoming feel. The fully updated kitchen is sure to impress with granite countertops, stylish backsplash, new cabinets, updated lighting, and newer appliances. The main level also features a renovated full bath, a bedroom, and a bonus office or den space perfect for working from home or relaxing. Upstairs, a cozy loft area makes an ideal craft room, reading nook, or potential third bedroom. The fully finished lower level offers additional living space with tile flooring, another bedroom, an updated ¾ bath, and plenty of built-in storage throughout. Outside, enjoy the well-landscaped yard complete with a peaceful pond and fountain feature, a fully fenced yard, and both front and back porches for relaxing or entertaining. The oversized 2-car garage, newer roof (2019), and vinyl windows throughout provide peace of mind and lasting value. This home blends modern updates with classic style, offering comfort, functionality, and unbeatable location. A true move-in ready gem in the heart of St. Cloud!