Welcome to this well-maintained 3-bedroom, 1-bath home in the heart of Silver Bay! Featuring durable metal siding and a metal roof, this home offers low-maintenance living and lasting curb appeal. Inside, you'll find fresh paint throughout and newer vinyl windows that fill the home with natural light. The beautifully updated custom bathroom is a standout feature, complete with a tiled walk-in shower and heated floors for year-round comfort. The lower level includes a cozy gas fireplace, providing an excellent backup heat source. Outside, enjoy the large backyard with plenty of room for entertaining, gardening, or relaxing around the firepit. A detached one-stall garage offers additional storage and convenience. Located just minutes from Silver Bay Schools and some of the area's best outdoor recreation, you'll have easy access to the Superior Hiking Trail, ATV/UTV routes, snowmobile trails, and the endless adventures of Minnesota's North Shore. Whether you're looking for a year-round residence or a basecamp for outdoor activities, this property is ready to welcome you home. NOTE: Sellers have an assumable USDA loan at a 2.5% interest rate!!!