Discover the perfect blend of luxury and tranquility in this stunning 4-bedroom, 3-bathroom home nestled on the shores of beautiful Ham Lake. Boasting 150 feet of pristine waterfront, this exceptional property offers panoramic lake views, thoughtfully designed living spaces, and multiple outdoor areas for relaxation and entertaining. Step into the welcoming foyer and flow effortlessly into the formal dining room, where a dramatic floor-to-ceiling stone fireplace sets the tone for cozy gatherings. Enjoy walk-out access to the expansive main-level deck—ideal for hosting or simply enjoying the peaceful lakefront views. The chef’s kitchen is a dream, featuring stainless steel appliances, a large granite center island, ample storage, and an informal dining area with walk-out deck access. Also on the main level is a spacious bedroom, full bathroom, and a well-equipped laundry room with additional pantry space. The upper level serves as a private homeowner’s retreat. Relax in the cozy living room with a second floor-to-ceiling stone fireplace, plush carpet, and walk-out access to a private upper deck. The generous owner’s suite also features plush carpet, a 3/4 en-suite bathroom, walk-in closet, and its own private deck access overlooking the sparkling waters of Ham Lake. The lower level offers even more versatile space, including a large family room with a wood-burning stove, walk-out access to the patio, two additional bedrooms, a 3/4 bathroom, and a sunroom currently home to a hot tub. A spacious basement-level rec room with another floor-to-ceiling stone fireplace and abundant storage completes the interior. Outside, you'll find a beautifully designed two-level deck, a meticulously crafted tiered patio with a built-in fire pit, and plenty of space for entertaining that leads down to the spacious dock. A large 17x12 storage shed offers convenience and functionality for all boating equipment and water toys. This stunning Ham Lake retreat is not one you will want to miss!