Seller is offering to contribute toward a 2-1 rate buydown with an acceptable offer, for qualifying buyers. That could save you hundreds of dollars a month on your house payment in year one, plus additional savings in year two. A freshly updated four-level split with over 2,000 finished square feet and real separation between living, entertaining, and downtime. Every wall has been repainted, and the kitchen cabinets were stripped down and re-stained, not just wiped clean, giving the main level a warmer, more finished feel. Newer stainless steel appliances stay with the home. The main level opens to a light-filled living room centered on a large bay window, original wrought iron railing and handles that add a mid-century modern touch, a formal dining room with built-in bookshelves, and a casual eat-in area off the kitchen. Upstairs, three bedrooms and a full bath sit tucked away from the main living space, with a large deck off the primary bedroom. The third level is the heart of the home: a real foyer with a closet opens into a huge family room with a wood-burning fireplace, wet bar, three-quarter bath, and a three-season porch that walks straight out to the backyard. This is the level that turns a normal Tuesday into game night. The lower level adds a finished amusement room and serious storage, ready to become a home office, music room, or workshop, or add an egress window for a fourth bedroom. Outside, the fully fenced backyard is private and easy to care for, with mature perennial gardens, two storage sheds, a detached two-car garage, and an above-ground pool with its own fenced deck (seller is flexible on keeping it or removing it before closing). Minutes from shopping, dining, and groceries, a short drive to Hwy 694 for an easy run into Minneapolis or St. Paul, and just seven blocks from Fridley’s Commons Park, with a splash pad, playground, picnic areas, ball field, tennis and pickleball courts, walking trails, and a clubhouse.