Ask how you can receive a 4.99% Government or 5.50% Conventional 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Welcome to the Elm in Whispering Fields! Four bedrooms & a loft on one level, PLUS a main floor bedroom & bathroom. The main floor is open & bright with a large kitchen, pantry & a huge island. The neutral decor is a highlight, boasting white quartz countertops, stainless steel appliances, a gas stove & a microwave with a vented hood. The main level bedroom & 3/4 bathroom is a hard find & offers many options for use! The primary ensuite is a dream, showcasing TWO, large walk- in closets. This large corner lot also boasts a three car garage! There is NO HOA in this community, but there are most definitely some wonderful features, such as the walking trails directly behind the home that will wind you through the neighborhood. Past the soccer fields, the ponds, the community park & even up into the Farmington HS! Great location, within minutes of restaurants & shopping & right between downtown Lakeville and Farmington! No HOA!!