RARE VA ASSUMABLE LOAN at 3.25%! Take advantage of a unique opportunity to assume this existing VA loan with a below-market 3.25% interest rate, offering substantial monthly savings compared to today’s rates. Quality-built home located in a desirable Cokato neighborhood on a cul-de-sac, offering a thoughtfully designed and functional layout. The upper level features the owner’s suite plus two additional bedrooms, with a third bedroom located on the lower level. Highlights include newer stainless steel kitchen appliances, updated windows throughout, and major mechanical improvements. The lowest level offers abundant storage and is currently used as a workout area and additional living space. Enjoy added comfort with a fully functional sauna and a fireplace that has recently been cleaned. The fully fenced backyard includes a hot tub accessible from the sliding patio door and a spacious shed with electricity. Large insulated and heated three-car garage with a utility sink, floor drain, and two entrances into the home, one to the main level and one to the lower-level mudroom. Move-in ready with numerous updates already completed.