Rare opportunity to own an affordable home on the Mississippi River! Set on a beautiful lot with stunning river views, this home offers direct access to boating, fishing, swimming, watersports, and year-round recreation. Outside, enjoy a fully fenced backyard with a park-like setting, mature trees, a spacious patio, a stunning riverfront overlook with a built-in bench, and stairs leading down to your private shoreline. Inside, you'll find soaring vaulted ceilings with dramatic exposed beams, arched architectural details, and a spacious living room with a panoramic window showcasing beautiful river views. The eat-in kitchen offers abundant cabinet and counter space, laminate wood flooring, and a functional layout with room for everyday dining. Nearby, sits the formal dining area with vaulted ceilings and an arched bay window for natural light. Upstairs, the primary suite and secondary bedroom both include a spacious walk-in closet, while a centrally located walk-thru bath offers a vanity, tub/shower, and tile floors. The finished walkout lower-level offers a third bedroom, a spacious family room with a wood-burning fireplace and sliding glass doors leading to the backyard. A lower-level laundry room provides additional storage, convenient utility access, and connects to the oversized two-car garage including a workbench. Recent improvements include a new roof (2024) and new stove, dishwasher and microwave (2026). This homes needs some updates and TLC and is an excellent opportunity for the handyman renovation or potential tear down and start over and is priced accordingly. Whether you're looking to renovate your forever home or invest in an exceptional waterfront location, this is a rare chance to create something special on a beautiful Mississippi River lot!