Gracewin Living Cooperative of Baxter is a 55+ active community in the beautiful Brainerd Lakes Area, with abundant lakes, parks & trails, golf courses, shopping, medical facilities, restaurants, and more. When you purchase a share in this cooperative, your investment grows while you enjoy lower monthly costs through shared expenses. How it works: You are purchasing the equity paid by the seller & assuming a portion of the building's master mortgage allocated to your specific unit. Simple qualification: Once financially qualified, you assume your share of the master mortgage, making the transition seamless. What is Included? Your Monthly fee of $3222 includes: Your portion of the master mortgage (principal, interest, & mortgage insurance), property taxes, and master building insurance. It includes the following utilities: electric, heat, water/sewer, trash removal, internet, cable in common areas, & all utilities in common areas. It includes Maintenance & Management: Professional management, standard replacements, & repairs/maintenance for both your unit & common area, including appliances & fixtures. Member responsibility: Members are responsible for their personal cable, phone, and H06 insurance policy. Home & Community Features: Spacious one-level living with 1251 sq ft with several upgrades including fireplace, ceiling fans, and quartz backsplash. Beyond your front door, you'll have access to fantastic, shared amenities: Community room, Library with dual-side fireplace, 3 outdoor sitting areas, carwash, Fitness center, creators space, hobby shop, owners lounge with a pool table, golf simulator, and deck that overlooks the pickleball court. At Gracewin in Baxter, you aren't just buying a home; you're joining a community. You even have the opportunity to join a committee and have a direct voice in the cooperative's operation.