Split-level home on .85 acres in Ramsey with a two-stall attached and two-stall detached garage — a rare find. The main level features an open floor plan with hardwood floors throughout, connecting a bright living room and dining area to an updated kitchen with oak cabinetry, dark granite counters, tile backsplash, and a full stainless appliance suite. Sliding door off the kitchen opens to a large deck overlooking the pool. Two bedrooms on the upper level share a full bath with double vanity and decorative tile tub/shower. The lower level adds a third bedroom, a full bath with walk-in shower, a family room with exposed beam ceiling and wood-burning stove, a bonus room, laundry, and a mudroom entry. Outside: in-ground pool with diving board, tiered stone retaining wall, deck with room to entertain, and a fully fenced .85-acre lot with mature trees.