Opportunity for financing available through NCB (National Cooperative Bank)! Meticulously cared for unit. Move in ready and awaiting your personal touches. Hardwood floors in the living room. Dining room leads to a door wall which overlooks the patio and playground. New carpet in bedrooms. Washer and Dryer in basement with plenty of storage space. Fabulous location and close to great shopping, restaurants, parks, entertainment and minutes from Downtown Utica. Worry free living! HOA Monthly fee includes water, gas, basic cable tv, property taxes, lawn cutting, snow removal, and maintenance of the hot water tank, furnace, stove, refrigerator, plumbing and electrical (unless they are the resident's improvement, such as central air). If offer is accepted, buyer must pay a $75 application fee and will have criminal background check and credit check performed. The minimum income requirement is $28,000 a year (main applicant only, there is no combining incomes). This must be buyer's main residence, no leasing. You do not get a deed at closing but a membership certificate (everyone at Carriage House Cooperative owns one share in the coop) so the applicant cannot get a mortgage but can get a share loan. NCB (National Cooperative Bank) is one of the banks that offer this type of financing.