Bright & cheerful cottage-style home in a cozy, well-established St. Joe neighborhood. Move-in ready with an ideal location just minutes from I-94 & Niles Rd, close to Eagle Pointe boating on the St. Joseph River, grocery stores, Corewell Health Lakeland Hospital & local schools. Enjoy the charm of an original stone fireplace in the living room, beautifully maintained hardwood floors, and an efficient updated kitchen with warm granite countertops. Freshly painted throughout, the home also features a newly finished spacious lower level with a second gas fireplace, non-conforming 4th bedroom, and abundant additional living space--perfect for a rec room, studio, or workshop--plus generous storage and laundry area. Step outside to over 500 sq ft of decking and a gazebo for summer entertaining. The fully fenced backyard offers privacy and space for pets, surrounded by mature landscaping and multiple garden areas. Detached 2-car garage and storage shed. City living with tucked away feel.