Welcome to 1022 Pearl Street, a rare and stunningly restored 4-bedroom, 2-bath historic home, short walking distance to downtown St. Joseph and Lake Michigan beaches. With over $150,000 in high-end renovations--including a $75K designer kitchen--this home perfectly blends timeless character with modern amenities. Step onto the expansive 27-ft. enclosed front porch/sunroom, then into an inviting main level adorned with original hardwood floors, 10-foot ceilings, detailed millwork, and beautifully updated living spaces. The open-concept layout includes a spacious living room, a formal dining area, and a cozy family room. The gourmet kitchen is a showstopper, featuring custom Omega cabinetry with soft-close drawers, quartz countertops, marble backsplash, oversized pantry cabinets,new high-end appliances, and a light-filled breakfast nook. Full bath on the main level. French doors lead to an 11x16 rear deck overlooking the huge, fully fenced backyard offering privacy, mature trees, and space for a pool, play area, or garden retreat. Upstairs, you'll find four generously sized bedrooms all with walk-in closets and automatic lighting plus a fully remodeled bath with quality polished nickel fixtures and thoughtful upgrades. A third-story walk-up attic offers additional potential for a studio, office, or guest suite. Plumbing lines in 2nd floor closet can go to attic for a bathroom. The massive 3-car insulated garage with metal roof, new water heater (2025), newer boiler, new gutters and gutter guards, new light fixtures and ceiling fans, new Hunter Douglas blinds, new interior doors and side door as well as hardware, updated electrical, and countless custom touches make this home truly move-in ready. Seller is offering $7,000 towards A/C. And with a freshly poured concrete driveway, extensive new front landscaping and hardscaping, and $15K in professional exterior painting, the curb appeal is just as impressive as the interior.