Discover your ideal waterfront retreat or vacation home with this conveniently located property offering year-round access. Just a short stroll from Garth Bluff Grocery, this charming home features a spacious living room with a stunning Natural Stone fireplace and large picture windows that flood the space with natural light. With 3 bedrooms and 2 bathrooms, this home also includes a sizable family room currently utilized as a 4th bedroom. The kitchen is a highlight, complete with a Earth Stove wood burner, ample cupboard space, and an island for casual dining. The main floor is home to the primary bedroom and a full bathroom, while two additional bedrooms are located upstairs. A convenient half-bath is situated just off the kitchen. The property also boasts a 2-car detached garage with both 110 & 220 electricity, fully insulated and chimney ready for your wood burner and a shed for extra storage. A standout feature is the bonus 24'x24' guest cottage with 576 sqft, which includes a living room, eat-in kitchen, 2 bedrooms, and a full bath. Perfect for hosting guests, the cottage is ideally located near the water. Guest cottage has electric and propane heat. Enjoy 150' of waterfront with your own private sand beach, an 80' Roll-In Jack Dock, plus 3 wood extensions, and unparalleled access to the Whitefish River and Little Bay de Noc. This area is renowned for supreme Walleye fishing, kayaking, boating, swimming, duck hunting and is conveniently close to the Hiawatha National Forest for trail riding and excellent deer hunting. The property comes fully furnished for your convenience, with all furniture and appliances included. Updates include: New Roofs on all structures in 2018. water supply pump in 2018, H2O Heaters in 2019 & 2022, New carpet and Vinyl in Guest Cottage. Garage painted in 2023. Don't miss out - Call today to schedule a showing!