Waterfront living with income-producing potential! Enjoy 75 feet of prime river frontage, over 2,500 square feet of living space, and beautiful water views from nearly every room. With 4 bedrooms, 2 full bathrooms, 2 kitchens, and 2 spacious living areas, this versatile home offers the possibility of living on the main floor while renting the lower level, zoning allows, but subject to city rental cert. The main level features a spacious kitchen with granite countertops and abundant cabinetry, along with a large living room highlighted by a beautiful pine cathedral ceiling. Two generously sized bedrooms and a remodeled bathroom with a custom tile shower and tile flooring complete this level. Step onto the deck to relax and take in the spectacular river views. The bright walkout lower level offers a separate living space with 2 bedrooms, a full bathroom, kitchen, and living room. A large sliding door opens to the backyard and waterfront, creating a welcoming setting for extended family, guests, or potential tenants. An oversized attached garage features a rear drive-through door for convenient backyard access. Outside, enjoy a fully fenced yard, steel seawall, small boat hoist, and waterfront deck--perfect for entertaining, fishing, or watching the boats go by. Whether you're seeking a year-round home, waterfront getaway, or property with potential rental income, this riverfront opportunity deserves a look! Buyers should verify permissible rental and multifamily uses with the city.