Private, quiet, and association-free—just over 1 acre in Petoskey, with no HOA dues and rules on how you use it. Three bedrooms, two baths in a split-plan ranch for easy living and full basement with built-in growth potential! Living, dining, and kitchen share the main floor in an open, light-filled layout anchored by a kitchen built for daily use. Stainless steel appliances, a center island, ample cabinetry, and generous counter space make it the natural gathering point of the home. Sliders open from the living area directly to a stamped concrete patio and the large backyard beyond. The primary suite occupies one end of the split plan—its own dedicated corner of the home, complete with an en suite bath. Two additional bedrooms and a full bath anchor the opposite end, keeping the floor plan well-defined without feeling closed off. A covered porch offers a front-of-home landing, and a side entrance opens into a mudroom/laundry room before connecting to the main living areas. The full basement is prepped for a bath and laid out with purpose—three windows, two of them egress, open the space to the possibility of two conforming bedrooms alongside a family room, craft room, home gym, workshop, or extra storage. The infrastructure is in place; what you build from here is entirely up to you. Outside, the just-over-one-acre lot has room for outbuildings, a chicken coop, or a gardening shed—and no association rules to limit any of it. A 10x20 shed is already in place. Natural gas, central air, and True Stream fiber serve the home, and downtown Petoskey's shops, dining, and four-season outdoor recreation are all within easy reach.