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103 Harbor Street, 
Oscoda, MI 48750

$500,000


4

Beds


3

Baths


2,230

Sq Ft


Single Family

Active

Listed by

Jesica Spencer

Spencer Real Estate, LLC.

833-765-3773

Last updated:

May 26, 2026, 09:56 AM

MLS#

20261029234

Source:

MI REALCOMP

About This Home

103 Harbor Street

Amazing opportunity in the heart of Downtown Oscoda! This unique waterfront property offers 150 feet of frontage on the beautiful Au Sable River and is just a short walk to Lake Huron, giving you the best of both riverfront and beach-town living. Enjoy direct river access with a concrete walk and steel seawall reinforcement, all while taking in stunning views of one of Northern Michigan’s most desirable waterfront settings. Whether you're looking for a year-round residence, vacation getaway, or investment opportunity, this property checks every box. The home is thoughtfully divided into two separate living spaces, each featuring its own kitchen, bedrooms, and bathrooms—perfect for multi-generational living, hosting guests, or generating additional income. Currently operating as a successful short-term rental property, the income potential is already in place. Outside, the property continues to impress with a 2.5-car attached garage, spacious garden area, relaxing hot tub, and an additional storage shed. Opportunities like this—downtown location, river frontage, walkability to the lake, and built-in income potential—rarely come available. Don’t miss your chance to own a truly special piece of Oscoda!

Home Facts

Single Family

3 Baths

4 Bedrooms

Built in 1963

Price Summary

500,000

$224 per Sq. Ft.

MLS #:

20261029234

Last Updated:

May 26, 2026, 09:56 AM

Added:

a month ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

2,230 Sq. Ft.


Structure

Structure

Architectural Style:

Traditional

Year Built:

1963


Lot

Lot Size (Sq. Ft):

10,890


Finances & Disclosures

Finances

Price:

$500,000

Price per Sq. Ft:

$224 per Sq. Ft.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.