City of Ludington -Welcome to Harbor Terrace, located in the heart of Ludington's vibrant downtown Waterfront District. This inviting 2-bedroom, 2-bath condo offers a spacious open floor plan and a private balcony for enjoying the fresh air and views. The living and dining areas flow easily into the kitchen, complete with a super-sized breakfast bar, quartz countertops, tile backsplash, fresh paint, updated baths and new carpet in the bedrooms. The primary suite features a walk-in closet, double-sink vanity, and water views, while the guest bedroom and second full bath provide comfort for family or visitors. A large laundry/pantry closet adds convenience. You will enjoy outstanding amenities, including a ground-level heated parking garage with one indoor and one outdoor parking space, a fitness room, indoor pool and hot tub with private outdoor patio, and a rooftop deck with panoramic 360° views of Lake Michigan, Pere Marquette Lake, and the city. The association allows short term rentals, making this a great investment or personal getaway. With easy access to marinas, parks, shopping, restaurants, and community events, Harbor Terrace offers the best of Ludington living.