Tucked into the serene embrace of Toms Bay with an unobstructed view of Lake Missaukees open waters, this fully renovated 3-bedroom, 2-bath waterfront home is where lakefront dreams become your everyday reality. With 50 feet of private sandy beach, your mornings begin with coffee on the master bedroom balcony, overlooking the shimmering lake, and your evenings end under stars on the deck. Inside, no detail was spared in this down-to-the-studs renovation - everything is new, from the all-new luxury vinyl plank flooring, completely reimagined kitchen with custom cabinetry, backsplash, countertops, and stainless steel appliances, to the fully remodeled bathrooms, updated staircase, all-new interior doors, and fresh paint throughout. A new roof (2023), brand-new balcony, and updated deck offer peace of mind and modern appeal. The homes expanded layout features a wide-open living and dining area, reconfigured to maximize space and views. A newly added sliding door joins the existing one, flooding the room with natural light and offering direct access to the deck - your front-row seat to lake life. Outside, the level lakeside yard is perfect for barefoot games, summer gatherings, and quiet evenings by the fire. The detached, heated two-stall garage includes a bonus room above thats already insulated and heated, offering a great head start - its ready for your finishing touches to become guest quarters, a home office, or a game room. Plus, theres plenty of parking for both homeowners and guests, making hosting easy and stress-free. A dock is included, giving you instant access to 1,880 acres of all-sports Lake Missaukee, known for its clear, sandy-bottom waters. When you're ready to explore, cruise into town and tie up at the city dock for shopping, dining, or ice cream. Take a day trip to Traverse City, Lake Michigan, or the nearby ski resorts - or ride the miles of ORV trails. In July, drop anchor at at the west-end sandbar or catch the fireworks by boat.